Earn Your ‘Al Masraf’ Points
With Al Masraf Rewards, you earn ‘Al Masraf’ Points for every US $1 spent using your Al Masraf Credit Card
- Signup Bonus ‘Al Masraf’ points if you have enrolled to pay Annual Membership Fee on your Al Masraf Credit Card
- Domestic ‘Al Masraf’ points for every US$1 or equivalent purchase within UAE using Al Masraf Credit Card
- International ‘Al Masraf’ points for every US$1 or equivalent purchase outside UAE using Al Masraf Credit Card
- Annual Bonus ‘Al Masraf’ points for total retail purchases done using your Al Masraf Credit Card from the date of Al Masraf Rewards Account activation.
(A) Signup ‘Al Masraf’ Points
| Credit Card Product |
Signup Bonus Points |
Applicable Annual Fee on Card |
| World Elite CC |
10,000 |
AED 250 |
| World CC |
5,000 |
AED 200 |
| Platinum CC |
3,000 |
AED 150 |
| Standard CC |
2,000 |
AED 100 |
Note:
Signup Bonus ‘Al Masraf’ points are applicable subject to
- Card or Al-Masraf Rewards account being active
- Annual Fee subscribed on credit card
(B) Domestic ‘Al Masraf’ Points
| Credit Card Product |
‘Al Masraf’ points per US $1 Domestic purchase (within UAE) |
| World Elite CC |
2.00 |
| World CC |
1.25 |
| Platinum CC |
0.75 |
| Standard CC |
0.50 |
Note:
- Domestic Purchase ‘Al Masraf’ points as above are awarded based on the credit card usage within UAE for all retail purchase except card usage on Govt., Utilities & Fuel merchants
- 0.5 ‘Al Masraf’ points per US$1 (or equivalent) will be awarded for any card transaction done on government Merchant Categories as defined by MasterCard & VISA.
- Cash withdrawals & Exchange house transactions are not applicable for Domestic ‘Al Masraf’ points.
- Domestic ‘Al Masraf’ points will be credited subject to Al-Masraf Rewards account being active.
(C) International ‘Al Masraf’ Points
| Credit Card Product |
‘Al Masraf’ points per US $1 International purchase (outside UAE) |
| World Elite CC |
2.50 |
| World CC |
1.75 |
| Platinum CC |
1.00 |
| Standard CC |
0.75 |
Note:
- International Purchase ‘Al Masraf’ points as above are awarded based on the credit card usage outside UAE for all international retail purchases except card usage on Govt., Utilities & Fuel merchants
- 0.5 ‘Al Masraf’ points per US$1 (or equivalent) will be awarded for any card transaction done on government Merchant Categories as defined by MasterCard & VISA.
- International Cash withdrawals & Exchange house transactions are not applicable for international ‘Al Masraf’ points.
- International ‘Al Masraf’ points will be credited subject to Al-Masraf Rewards account being active.
(D) Annual Bonus ‘Al Masraf’ Points
| Credit Card Product |
Annual Bonus ‘Al Masraf’ points for Total Annual Spend |
Annual Spend Required (AED) |
| World Elite CC |
100,000 |
AED 200,000 |
| World CC |
50,000 |
AED 100,000 |
| Platinum CC |
25,000 |
AED 50,000 |
| Standard CC |
10,000 |
AED 25,000 |
Note:
- Annual Bonus ‘Al Masraf’ points as above are awarded based on the total retail purchase done using Al Masraf credit card from the date of Al Masraf Rewards Account activation
- All retail purchases including domestic, international, Govt., Utilities & Fuel will be considered for calculating Annual Bonus ‘Al Masraf’ points at the end of each card cycle year.
- Cash withdrawals & Exchange house transactions are not applicable for Annual Bonus ‘Al Masraf’ points
- Annual Bonus ‘Al Masraf’ points will be credited subject to Al-Masraf Rewards account being active.
(E) Maximum ‘Al Masraf’ points per month
Maximum ‘Al Masraf’ points awarded in a month for eligible retail transactions (i.e. inclusive of Domestic, International,
Govt. & Utilities retail transactions etc and Cash Withdrawals and Exchange House transactions for Annual Bonus ‘Al Masraf’ Points) are subject to card type as below:
- For World Elite Credit Card: 200,000 maximum ‘Al Masraf’ points per calendar month
- For World Credit Card : 100,000 maximum ‘Al Masraf’ points per calendar month
- For Platinum Credit Card : 100,000 maximum ‘Al Masraf’ points per calendar month
- For Standard Credit Card : 100,000 maximum ‘Al Masraf’ points per calendar month