With Al Masraf Rewards, you earn ‘Al Masraf’ Points for every US $1 spent using your Al Masraf Credit Card

• Signup Bonus ‘Al Masraf’ points if you have enrolled to pay Annual Membership Fee on your Al Masraf Credit Card
• Domestic ‘Al Masraf’ points for every US$1 or equivalent purchase within UAE using Al Masraf Credit Card
• International ‘Al Masraf’ points for every US$1 or equivalent purchase outside UAE using Al Masraf Credit Card
• Annual Bonus ‘Al Masraf’ points for total retail purchases done using your Al Masraf Credit Card from the date of Al Masraf Rewards Account activation.

(A) Signup ‘Al Masraf’ Points

Note:
Signup Bonus ‘Al Masraf’ points are applicable subject to

• Card or Al-Masraf Rewards account being active
• Annual Fee subscribed on credit card

(B) Domestic ‘Al Masraf’ Points

Note:

• Domestic Purchase ‘Al Masraf’ points as above are awarded based on the credit card usage within UAE for all retail purchase except card usage on Govt., Utilities & Fuel merchants
• 0.5 ‘Al Masraf’ points per US$1 (or equivalent) will be awarded for any card transaction done on government Merchant Categories as defined by MasterCard & VISA.
• Cash withdrawals & Exchange house transactions are not applicable for Domestic ‘Al Masraf’ points.
• Domestic ‘Al Masraf’ points will be credited subject to Al-Masraf Rewards account being active.

(C) International ‘Al Masraf’ Points

Note:

• International Purchase ‘Al Masraf’ points as above are awarded based on the credit card usage outside UAE for all international retail purchases except card usage on Govt., Utilities & Fuel merchants
• 0.5 ‘Al Masraf’ points per US$1 (or equivalent) will be awarded for any card transaction done on government Merchant Categories as defined by MasterCard & VISA.
• International Cash withdrawals & Exchange house transactions are not applicable for international ‘Al Masraf’ points.
• International ‘Al Masraf’ points will be credited subject to Al-Masraf Rewards account being active.

(D) Annual Bonus ‘Al Masraf’ Points

Note:

• Annual Bonus ‘Al Masraf’ points as above are awarded based on the total retail purchase done using Al Masraf credit card from the date of Al Masraf Rewards Account activation
• All retail purchases including domestic, international, Govt., Utilities & Fuel will be considered for calculating Annual Bonus ‘Al Masraf’ points at the end of each card cycle year.
• Cash withdrawals & Exchange house transactions are not applicable for Annual Bonus ‘Al Masraf’ points
• Annual Bonus ‘Al Masraf’ points will be credited subject to Al-Masraf Rewards account being active.

(E) Maximum ‘Al Masraf’ points per month

Maximum ‘Al Masraf’ points awarded in a month for eligible retail transactions (i.e. inclusive of Domestic, International, Govt. & Utilities retail transactions etc and Cash Withdrawals and Exchange House transactions for Annual Bonus ‘Al Masraf’ Points) are subject to card type as below:

• For World Elite Credit Card: 200,000 maximum ‘Al Masraf’ points per calendar month
• For World Credit Card : 100,000 maximum ‘Al Masraf’ points per calendar month
• For Platinum Credit Card : 100,000 maximum ‘Al Masraf’ points per calendar month
• For Standard Credit Card : 100,000 maximum ‘Al Masraf’ points per calendar month