Redeem your 'Al Masraf Points'
Your Al Masraf Rewards Program provides you an access to redeem your ‘Al Masraf Points’ across multiple partners.
Simply login to your Al Masraf Rewards Program by clicking "My Account" as above to redeem ‘Al Masraf’ Points instantly.
You can enjoy benefits as demonstrated below subject to your Al Masraf Credit Card type.
Redeem ‘Al Masraf’ Points as Al Masraf World Elite Credit Card holder
| Usage/ Spend |
Transaction Type |
Monthly Spend AED |
Yearly Spend AED |
USD Equivalent Transaction |
'Al Masraf' Points Earned |
| Supermarket |
Domestic |
AED 3,000 |
AED 36,000 |
$9,809 |
19,619 |
| Utility Payments (telecom & others) |
Domestic |
AED 2,000 |
AED 24,000 |
$6,540 |
3,270 |
| Education |
Domestic |
AED 3,000 |
AED 36,000 |
$9,809 |
19,619 |
| Dining |
Domestic |
AED 2,000 |
AED 24,000 |
$6,540 |
13,079 |
| Shopping & Entertainment |
Domestic |
AED 4,000 |
AED 48,000 |
$13,079 |
26,158 |
| All other Local Spends |
Domestic |
AED 2,000 |
AED 24,000 |
$6,540 |
13,079 |
| All International Spends (yearly) |
International |
-- |
AED 20,000 |
$5,450 |
13,624 |
| Total |
|
AED 16,000 |
AED 212,000 |
$57,766 |
108,447 |
| Annual Bonus 'Al Masraf' Points for Spend of AED 200K p.a. or more |
+100000 |
| Total - Annual Spend & 'Al Masraf' Points accruals |
AED 212,000 |
$57,766 |
208,447 |
As an Al Masraf World Elite Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to
- Book a Free return ticket to London, New York or any destination
- Book a Free hotel stay at your dream location for yourself & family
- Rent a car of your choice within UAE and across 150,000 partners globally
- Gift your loved ones with that new smart phone using online shopping & more!
Redeem ‘Al Masraf’ Points as Al Masraf World Credit Card holder
| Usage/ Spend |
Transaction Type |
Monthly Spend AED |
Yearly Spend AED |
USD Equivalent Transaction |
'Al Masraf' Points Earned |
| Supermarket |
Domestic |
AED 2,000 |
AED 24,000 |
$6,540 |
8,174 |
| Utility Payments (telecom & others) |
Domestic |
AED 1,400 |
AED 16,800 |
$4,578 |
2,289 |
| Education |
Domestic |
AED 3,000 |
AED 36,000 |
$9,809 |
12,262 |
| Dining |
Domestic |
AED 1,600 |
AED 19,200 |
$5,232 |
6,540 |
| Shopping & Entertainment |
Domestic |
AED 2,200 |
AED 26,400 |
$7,193 |
8,992 |
| All other Local Spends |
Domestic |
AED 1,600 |
AED 19,200 |
$5,232 |
6,540 |
| All International Spends (yearly) |
International |
|
AED 12,000 |
$3,270 |
5,722 |
| Total |
|
AED 11,800 |
AED 153,600 |
$41,853 |
50,518 |
| Annual Bonus 'Al Masraf' Points for Spend of AED 100K p.a. or more |
+50000 |
| Total - Annual Spend & 'Al Masraf' Points accruals |
AED 153,600 |
$41,853 |
100,518 |
As an Al Masraf World Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to
- Book a Free return ticket to a destination of your choice
- Book a Free hotel stay at your dream location for yourself & family
- Rent a car of your choice within UAE and across 150,000 partners globally
- Gift your loved ones with that new smart phone using online shopping & more!
Redeem ‘Al Masraf’ Points as Al Masraf Platinum Credit Card holder
| Usage/ Spend |
Transaction Type |
Monthly Spend AED |
Yearly Spend AED |
USD Equivalent Transaction |
'Al Masraf' Points Earned |
| Supermarket |
Domestic |
AED 2,000 |
AED 24,000 |
$6,540 |
4,905 |
| Utility Payments (telecom & others) |
Domestic |
AED 1,500 |
AED 18,000 |
$4,905 |
2,452 |
| Education |
Domestic |
AED 3,000 |
AED 36,000 |
$9,809 |
7,357 |
| Dining |
Domestic |
AED 1,000 |
AED 12,000 |
$3,270 |
2,452 |
| Shopping & Entertainment |
Domestic |
AED 1,000 |
AED 12,000 |
$3,270 |
2,452 |
| All other Local Spends |
Domestic |
AED 1,200 |
AED 14,400 |
$3,924 |
2,943 |
| All International Spends (yearly) |
International |
|
AED 10,000 |
$2,725 |
2,725 |
| Total |
|
AED 9,700 |
AED 126,400 |
$34,441 |
25,286 |
| Annual Bonus 'Al Masraf' Points for Spend of AED 50K p.a. or more |
+25000 |
| Total - Annual Spend & 'Al Masraf' Points accruals |
AED 126,400 |
$34,441 |
50,286 |
As an Al Masraf Platinum Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to
- Book a Free return ticket to a destination of your choice
- Book a Free hotel stay at your dream location for yourself & family
- Rent a car of your choice within UAE and across 150,000 partners globally
- Gift your loved ones with that new smart phone using online shopping & more!
Redeem ‘Al Masraf’ Points as Al Masraf Standard Credit Card holder
| Usage/ Spend |
Transaction Type |
Monthly Spend AED |
Yearly Spend AED |
USD Equivalent Transaction |
'Al Masraf' Points Earned |
| Supermarket |
Domestic |
AED 1,500 |
AED 18,000 |
$4,905 |
2,452 |
| Utility Payments (telecom & others) |
Domestic |
AED 500 |
AED 6,000 |
$1,635 |
817 |
| Education |
Domestic |
AED 2,000 |
AED 24,000 |
$6,540 |
3,270 |
| Dining |
Domestic |
AED 600 |
AED 7,200 |
$1,962 |
981 |
| Shopping & Entertainment |
Domestic |
AED 500 |
AED 6,000 |
$1,635 |
817 |
| All other Local Spends |
Domestic |
AED 500 |
AED 6,000 |
$1,635 |
817 |
| All International Spends (yearly) |
International |
|
AED 5,000 |
$1,362 |
1,022 |
| Total |
AED 5,600 |
AED 72,200 |
$19,673 |
10,177 |
| Annual Bonus 'Al Masraf' Points for Spend of AED 25K p.a. or more |
+10000 |
| Total - Annual Spend & 'Al Masraf' Points accruals |
AED 72,200 |
$19,673 |
20,177 |
As an Al Masraf Standard Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to book airline tickets & hotels, online purchase of electronics and more.