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Redeem your 'Al Masraf Points'

Your Al Masraf Rewards Program provides you an access to redeem your ‘Al Masraf Points’ across multiple partners.
Simply login to your Al Masraf Rewards Program by clicking "My Account" as above to redeem ‘Al Masraf’ Points instantly.
You can enjoy benefits as demonstrated below subject to your Al Masraf Credit Card type.

Redeem ‘Al Masraf’ Points as Al Masraf World Elite Credit Card holder

Usage/ Spend Transaction Type Monthly Spend AED Yearly Spend AED USD Equivalent Transaction 'Al Masraf' Points Earned
Supermarket Domestic AED 3,000 AED 36,000 $9,809 19,619
Utility Payments (telecom & others) Domestic AED 2,000 AED 24,000 $6,540 3,270
Education Domestic AED 3,000 AED 36,000 $9,809 19,619
Dining Domestic AED 2,000 AED 24,000 $6,540 13,079
Shopping & Entertainment Domestic AED 4,000 AED 48,000 $13,079 26,158
All other Local Spends Domestic AED 2,000 AED 24,000 $6,540 13,079
All International Spends (yearly) International -- AED 20,000 $5,450 13,624
Total AED 16,000 AED 212,000 $57,766 108,447
Annual Bonus 'Al Masraf' Points for Spend of AED 200K p.a. or more +100000
Total - Annual Spend & 'Al Masraf' Points accruals AED 212,000 $57,766 208,447

As an Al Masraf World Elite Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to

  • Book a Free return ticket to London, New York or any destination
  • Book a Free hotel stay at your dream location for yourself & family
  • Rent a car of your choice within UAE and across 150,000 partners globally
  • Gift your loved ones with that new smart phone using online shopping & more!

Redeem ‘Al Masraf’ Points as Al Masraf World Credit Card holder

Usage/ Spend Transaction Type Monthly Spend AED Yearly Spend AED USD Equivalent Transaction 'Al Masraf' Points Earned
Supermarket Domestic AED 2,000 AED 24,000 $6,540 8,174
Utility Payments (telecom & others) Domestic AED 1,400 AED 16,800 $4,578 2,289
Education Domestic AED 3,000 AED 36,000 $9,809 12,262
Dining Domestic AED 1,600 AED 19,200 $5,232 6,540
Shopping & Entertainment Domestic AED 2,200 AED 26,400 $7,193 8,992
All other Local Spends Domestic AED 1,600 AED 19,200 $5,232 6,540
All International Spends (yearly) International AED 12,000 $3,270 5,722
Total AED 11,800 AED 153,600 $41,853 50,518
Annual Bonus 'Al Masraf' Points for Spend of AED 100K p.a. or more +50000
Total - Annual Spend & 'Al Masraf' Points accruals  AED 153,600 $41,853 100,518

As an Al Masraf World Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to

  • Book a Free return ticket to a destination of your choice
  • Book a Free hotel stay at your dream location for yourself & family
  • Rent a car of your choice within UAE and across 150,000 partners globally
  • Gift your loved ones with that new smart phone using online shopping & more!

Redeem ‘Al Masraf’ Points as Al Masraf Platinum Credit Card holder

Usage/ Spend Transaction Type Monthly Spend AED Yearly Spend AED USD Equivalent Transaction 'Al Masraf' Points Earned
Supermarket Domestic AED 2,000 AED 24,000 $6,540 4,905
Utility Payments (telecom & others) Domestic AED 1,500 AED 18,000 $4,905 2,452
Education Domestic AED 3,000 AED 36,000 $9,809 7,357
Dining Domestic AED 1,000 AED 12,000 $3,270 2,452
Shopping & Entertainment Domestic AED 1,000 AED 12,000 $3,270 2,452
All other Local Spends Domestic AED 1,200 AED 14,400 $3,924 2,943
All International Spends (yearly) International AED 10,000 $2,725 2,725
Total AED 9,700 AED 126,400 $34,441 25,286
Annual Bonus 'Al Masraf' Points for Spend of AED 50K p.a. or more +25000
Total - Annual Spend & 'Al Masraf' Points accruals AED 126,400 $34,441 50,286

As an Al Masraf Platinum Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to

  • Book a Free return ticket to a destination of your choice
  • Book a Free hotel stay at your dream location for yourself & family
  • Rent a car of your choice within UAE and across 150,000 partners globally
  • Gift your loved ones with that new smart phone using online shopping & more!

Redeem ‘Al Masraf’ Points as Al Masraf Standard Credit Card holder

Usage/ Spend Transaction Type Monthly Spend AED Yearly Spend AED USD Equivalent Transaction 'Al Masraf' Points Earned
Supermarket Domestic AED 1,500 AED 18,000 $4,905 2,452
Utility Payments (telecom & others) Domestic AED 500 AED 6,000 $1,635 817
Education Domestic AED 2,000 AED 24,000 $6,540 3,270
Dining Domestic AED 600 AED 7,200 $1,962 981
Shopping & Entertainment Domestic AED 500 AED 6,000 $1,635 817
All other Local Spends Domestic AED 500 AED 6,000 $1,635 817
All International Spends (yearly) International AED 5,000 $1,362 1,022
Total AED 5,600 AED 72,200 $19,673 10,177
Annual Bonus 'Al Masraf' Points for Spend of AED 25K p.a. or more +10000
Total - Annual Spend & 'Al Masraf' Points accruals AED 72,200 $19,673 20,177

As an Al Masraf Standard Credit Card holder, you can instantly redeem ‘Al Masraf’ Points to book airline tickets & hotels, online purchase of electronics and more.


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